Salary Overview
Based on 2026 market data, Actuarial Analyst professionals in Houston earn competitive salaries adjusted for the area's cost of living index of 96. The salary ranges below reflect current market conditions in the Houston area.
ENTRY LEVEL
$86,400–$120,000
0-2 years
MID LEVEL
$120,000–$153,600
2-6 years
SENIOR LEVEL
$153,600–$172,800
6+ years
Salary Comparison: National vs. Houston
Compare how Houston salaries stack up against national averages. The adjustment factor reflects the local cost of living.
| Experience Level | National Average | Houston Adjusted | Difference |
|---|---|---|---|
| Actuarial Analyst I | $90,000–$125,000 | $86,400–$120,000 | -4% |
| Actuarial Analyst II | $125,000–$160,000 | $120,000–$153,600 | -4% |
| Senior Actuarial Analyst | $160,000–$180,000 | $153,600–$172,800 | -4% |
Cost of Living Context
Houston has a cost of living index of 96 (where 100 is the national average). This means:
- •Living expenses are 4% lower than the national average
- •Housing, food, transportation, and utilities are notably affordable
- •Lower salaries go further in terms of purchasing power
- •Excellent value for professionals seeking lower living costs
When evaluating job offers, consider both the salary amount and the cost of living. A $120,000 salary in Houston may provide more purchasing power than a $140,000 salary in a high-cost tech hub, depending on your lifestyle and location.
Skills That Command Premium Pay
Developing these in-demand skills can increase your earning potential as a Actuarial Analyst by 15-30%:
- 1Actuarial Science
- 2Risk Analysis
- 3Modeling
- 4Statistics
- 5Problem Solving
Career Progression & Salary Growth
Track typical salary growth as you advance in your Actuarial Analyst career in Houston:
Actuarial Analyst I
0-2 years
$86,400–$120,000 annually
Entry point for Actuarial Analyst positions. Focus on building foundational skills and industry experience.
Actuarial Analyst II
2-6 years
$120,000–$153,600 annually
Growth of 39% from entry level. Expected with increased expertise and leadership.
Senior Actuarial Analyst
6+ years
$153,600–$172,800 annually
Growth of 28% from mid level. Peak earning potential with mastery and strategic leadership.
Common Benefits & Perks
Beyond base salary, Actuarial Analyst professionals in Houston typically receive comprehensive benefits packages:
- ✓Health insurance (medical, dental, vision)
- ✓401(k) matching (typically 3-6%)
- ✓Paid time off (15-25 days annually)
- ✓Remote work options
- ✓Professional development budget
- ✓Performance bonuses (10-20% of base)
Compare Actuarial Analyst Salary in Other Cities
Explore how Actuarial Analyst salaries differ across major U.S. cities:
Related Salary Guides in Houston
Explore salary data for similar and related roles in Houston:
Frequently Asked Questions
What is the average Actuarial Analyst salary in Houston?
How does Houston's cost of living affect Actuarial Analyst salaries?
What skills can increase Actuarial Analyst earnings in Houston?
What is the typical career progression for a Actuarial Analyst?
How does Actuarial Analyst salary in Houston compare to other cities?
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